
Fintech App Development Cost in 2026
What a fintech app costs in 2026: published ranges for payments, wallet, lending and investment products, the compliance line items that move the budget, and what you can buy instead of build.
Fixed price from US$5,000 and no deposit: the build runs in phases, each paid only after you've seen it working.
Built it with Lovable, Bolt or Cursor? Free review in 48 hours, then we take it to real users →
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Founded in 2017 and headquartered in Paphos, Cyprus, 99 Francs works worldwide on product design, web and mobile app development, MVPs, website support and AI agents. Websites are built in Webflow, Framer or React/Next.js, including for New Zealand companies, and a startup MVP takes two to three weeks. For recurring startup design work, the studio also offers a flat monthly design subscription. For project work, it uses an outcome-based model — no upfront payment: a landing page or a simple website is paid once, when it is done, and e-commerce, SaaS and other larger builds are paid phase by phase.
High-converting, visually sharp marketing and product sites that feel premium.
Fast, responsive builds in Webflow, Framer and React/Next — pixel-perfect, CMS-ready.
Scoped startup MVPs with UX, product UI, launch page, build and feedback loop.
Visibility in LLMs and answer engines — structured content, entity authority, citation strategy.
Also
One flat monthly rate for senior product, web, mobile and brand design requests.
SEO-safe moves from WordPress, HubSpot, Wix or custom CMS to a clean Webflow setup.
Mobile app design and lean development for iOS, Android and cross-platform products.
Research, user flows and UI for SaaS and fintech — built to validate and ship.
Website, mobile app, SaaS, AI agent and eCommerce audits with prioritized UX fixes.
Branding, logo, brandbook, pitch decks and ad creatives — strategy through applications.
LLM flows, custom assistants, chat UX and agent workflows designed around real product needs.
App Store screenshots, icon direction, preview frames and launch graphics for mobile app listings.
Support for live sites built by someone else — audit, fixes with a way back, content moved into fields you edit.
Digital twin frontends, 3D viewers, smart building dashboards, controls and data-connected product surfaces.
Lovable, Bolt or Cursor prototypes finished for real users: free code review in 48 hours, then a fixed price to ship.
Redesign on your brand and a CMS your team can edit: content migrated, 301 redirects, SEO kept, WCAG 2.2 AA.
Free tool from 99 Francs
Your next customer may ask an AI assistant who to hire. Check in 30 seconds whether ChatGPT and Perplexity recommend you — and what to fix if they don't.
19 readiness checks, real answers from ChatGPT and Perplexity, no sign-up.
Example report
Do AI assistants recommend you?
2/6
answers name you
AI readiness
58/100
Partly readyFrom early-stage startups to scaling businesses — here’s what we’ve shipped together.



















Four practical advantages of having a studio that thinks like an in-house team — without the overhead of one.
Startups across fintech, web3, wellness and more — partnered from first launch to scale.
Founded 2017. A senior pair shipping what used to take a team of twelve — design, build and brand, end to end. HQ Paphos, Cyprus · working worldwide.
We named the studio after “99 Francs” — Beigbeder’s novel about an ad-man who breaks the industry he was born to feed. We took the part where craft refuses to be commodity. The rest, we left behind.
About the studio

Tell us what you're building. Within one working day you get a fixed price for the first phase, or the two or three questions we need answered first. No deposit.
Book a free intro callsales@99francs.agency